Most people are not financial experts. Yet increasingly, individuals are in charge of their own financial futures. Most are aware that planning is critical, yet do not have the time or the expertise to develop a plan and make the needed financial decisions.

Maybe you consulted with a financial advisor in the past... perhaps you felt you were being asked to buy something you didn't fully understand. Maybe you felt that products were recommended without consideration for your overall financial situation. Comprehensive, holistic, fee-only financial planning eliminates these concerns. You receive objective financial advice targeted to your needs and goals.

THE FINANCIAL WHEEL FREEDOM TEST
is divided into ten areas.  Each area represents an important aspect of your financial well being. 

Complete this simple test to measure your current financial status. 

Score each section, using a scale of 1 to 10. 
Ten being the highest level of satisfaction or completion and one, lowest.

  Print this page and take the test.                  
                         Item                                                                         Score
1.  I have no credit card or short term DEBT.                                   _________
2.  I know how much I need to RETIRE, and I have a plan.             _________
3.  I have six months of living expenses in RESERVES.                   _________
4.  I SAVE at least 10% of my income.                                              _________
5.  I utilize a spending plan (BUDGET) and live within my means.   _________
6.  I don't pay any more TAXES than I am legally obligated.           _________
7.  I have a FINANCIAL PLAN for next year.                                     _________
8.  I am in a CAREER that is financially and personally rewarding. _________
9.  I know how much I am WORTH, financially.                               _________
10.My WILL is up to date and accurate.                                           _________
                                                                                             TOTAL _________

A total score of 70 or less, or an individual score of  5 or less, indicates areas for improvement.

To take the alternate financial fitness test, click here. (a total score here of 84 is ok)

THE BALANCED LIFE TEST will help you to            evaluate your current lifestyle. 
The Wheel of Life is divided into eight sections. 
 - Each section represents an important area in your life.

Ask yourself, "How satisfied am I with my...?"

  Give yourself a score of 1 to 10 for each section.
  Ten being the highest level of satisfaction, and one, the lowest.

  Print this page and complete the exercise. 
    
     Assessment Item                Score
Love                                      _________
Health                                    _________
Money                                    _________
Family & Friends                    _________
Fun                                         _________
Career                                    _________
Time                                       _________
Personal Growth                    _________ 
                                   TOTAL _________                                                                                                                                                              If you score a total of 60 or less, or less than 6 in any one area, there is an imbalance!  

To follow up on this balanced test, do the Goals/Values exercise, here.

On the road to Financial Independence you are in the driver's seat; wouldn't you like a map?

Ask us about our guidance on this road; we can direct your path.

Windfall Wealth Planning PC                                      www.WindfallPlanning.com 1007 Oakhaven Road                                      HRobinson@WindfallPlanning.com Memphis TN  38119                                Ph (901) 683-1123  Fax (901) 683-1173